Business owners and residents in San Diego facing bankruptcy difficulties should contact me for advice and representation.
Apollo Law Group
8355 La Mesa Blvd
La Mesa, CA 91941
P: 619-464-6100
F: 619-464-6101
GET OUT OF DEBT NOW! Stop Creditors from harassing you with constant collection phone calls and collection letters. Bankruptcy grants you a fresh start and allows you to get back on your feet again. We offer personalized service to help you understand the bankruptcy process. Call today.
FREQUENTLY ASKED CLIENT QUESTIONS
1) How Does Bankruptcy Work?
Generally, we set up a meeting to review your financial records. After review, we make recommendations for your specific financial situation. We then prepare a Bankruptcy Petition and file it with the San Diego Bankruptcy court. In Chapter 7 Bankruptcy cases, we will attend a creditors meeting about a month after filing. We go with you to the meeting to make sure everything goes smoothly in your bankruptcy. After that, it generally takes about 2 months for the court to issue a discharge order, which wipes out all of your debt.
2) Can I Get Rid of My Debt and Keep Some of My Assets Like My Car or House?
The answer in virtually all cases is yes! You can keep many of your personal assets, including your car. We have techniques used in Bankruptcy filings to allow you to keep your car and at the same time reduce your monthly payments. You can also keep personal assets by filing an exemption, which basically tells the court you are going to keep certain assets. We can guide you to keep as many assets as possible.
3) Won't filing my San Diego Bankruptcy ruin my credit?
This what people talk about when they get a fresh start. When you file Chapter 7 bankruptcy, all the debt that has been bringing down your credit score is wiped out. Remember when you first started to get credit and you had no credit? It only took a little while before you were able to get credit. It is essentially the same. You will immediately start building your new credit profile and many achieve similar credit status they had prior to filing bankruptcy. As time passes, your credit scores improve substantially.
3) How Much Does a Bankruptcy cost and How Will I Pay?
Many attorneys quote prices on the phone or in ads only to change the prices after they have "reviewed" your situation. We do not quote prices until we have reviewed your situation. We do not mislead our clients in order to gain business. We value honesty and integrity and keep our prices among the lowest in the industry. We also provide payment plans so that you can afford to hire an attorney today.
CALL US NOW TO START YOUR BANKRUPTCY AND TAKE CONTROL OVER YOUR FINANCIAL SITUATION
We are a debt relief agency, we help people file for bankruptcy. At the Apollo Law Group, we represent businesses and individuals throughout San Diego and Southern California. An experienced business and bankruptcy lawyer can provide expert advice and representation. An attorney at our firm can help you obtain a discharge of all your debt.